Ontario Bar & Restaurant Insurance
If you operate a restaurant or bar in Ontario and have or are thinking of getting small business insurance, STOP! It's not that you don't need that type of insurance but if that's all you have, chances are that many of the day-to-day risks you face just won't be covered.
What you need is a customized bar or restaurant insurance plan built around your business, protecting you against the very special types of hazards you face.
The good news is that getting a customized restaurant or bar insurance package won’t cost you a cent more than if you took out all the coverages you need separately. In fact, when you come to the drinks and food service insurance experts at First Durham Insurance & Financial at Pickering, ON, chances are you'll get better coverage and actually save money.
We're the drinks and food service insurance specialists scores of businesses across Canada already rely on for great deals backed by outstanding service, the hallmark of First Durham Insurance & Financial for more than 60 years.
We Make it Easy
Creating a tailor-made bar insurance or restaurant insurance plan involves getting to know you and your business needs, building a package from the ground up and then securing the most competitive rates available from the leading, reputable insurance companies we deal with.
If that sounds daunting and time consuming, don't worry. We do all the work, and the bar and restaurant insurance professionals at First Durham Insurance & Financial in Pickering, ON, work quickly and efficiently to put your plan together and get you covered as quickly and cost effectively as possible.
We Give You Options
Our restaurant and bar insurance program features multiple options that can include:
- Insurance for the structure and contents of your property against a wide range of risks including fire and theft.
- Special food service insurance protection against liability for claims and lawsuits, including the particular risks you face like food borne illness.
- Coverage for special events that you cater on or off your premises.
- Insurance for inventory against spoilage and breakages.
- Commercial vehicle insurance for delivery trucks, including employee-owned vehicles used in the business.
- Protection against customer, supplier and employee fraud.
- Insurance for damage and injury caused by assault and other outbreaks of violence.
- Flexible payout limits reflecting the needs of your business, including ultra-high-level protection through "umbrella" restaurant and bar insurance.
We've Got You Covered
Through our Pickering, ON, office, First Durham Insurance & Financial can provide drinks and food service insurance for all type of establishments such as bars, taverns, pubs, clubs, fine dining restaurants, diners, fast-food outlets (including franchises), snack bars, sandwich shops, delis, cafes, coffee shops and bars.
And we not only negotiate great rates but also can secure valuable potential discounts for multiple policies, multiple outlets, established security arrangements, zero past claims and higher deductibles.
And when you choose us as your food service insurance partner, you also get the benefit of risk management guidance tailored to your business, fast claims support service and regular reviews that keep pace with your insurance protection needs.
We Save You Time & Money
With such a wide scope of products and service, and such great deals on offer, you know it makes sense to start your search for top quality bar insurance and restaurant insurance in Pickering ON, at First Durham Insurance & Financial.
We can give you a fast, free, no-obligation quote, together with supporting information, when you just click on our Free Quote request button. No need to waste your precious time and money by hunting around for good coverage, savings and great service.
It's right here, so click that button now and let's get on with helping you.