Whitby Home Insurance
Protection You Can Count On
One day you could find yourself facing a costly lawsuit because your dog decided to take a bite out of the mail carrier. The next heavy rain that comes through the area could flood your newly finished basement. This is not the time to start thinking about your Home Insurance.
Sure, you keep meaning to look over your Homeowners policy to make certain you have the right coverage. However, you never seem to find the time. Besides, when you do take it out and look over it, you have trouble even understanding what you are reading.
If you are looking for a policy in Whitby, that is easy to understand and a broker that understand you, then you have come to the right place. First Durham Insurance & Financial works hard on a regular basis to make certain that all of his customers are confident that the have the right coverage and fully understand just what that coverage entails.
Do Not Be Snowed By Your Coverage
On a cold winter day in Ontario, snow is falling heavily and piling up quickly. The weight of the snow causes a huge tree to fall on the home of Deb Carlton, a single mom who has just paid over $1,000 for a new deck. The deck is destroyed much to Deb's dismay
In the same snow storm, Deb's neighbor Jenny also had a tree fall on her home. It damaged a part of the roof and the back wall of her home. Another neighbor, Judy had her carport collapse from the weight of the snow.
Even though all of these ladies live in the same neighborhood with similar homes and were affected by the same storm, the outcome for Jenny and Judy was not very bright. Deb, on the other hand, is no worse for wear.
Within a week after the snow storm, a crew was working to quickly restore Deb's deck. When all is said and done, the repairs will not have any effect on her financial well-being. Her Homeowners Insurance broker was right there ready to help when disaster struck. He made sure that the repairs were done quickly, so Deb could be out enjoying her new deck as soon as possible.
Jenny has left message after message for her broker, but he has yet to call her. In fact, she has not heard a word from him since the day she purchased her policy. Although Judy was able to get in touch with her broker, the news was not good. Unfortunately, the carport was not covered by her Home Insurance
policy and she had to pay for the repairs out of her own pocket. In the end, Jenny found an apartment on the other side of town and Judy parks her car on the street. Deb, however, spends her afternoons sipping tea and enjoying the view from her beautifully rebuild deck.
You may be under the impression that an insurance policy is an insurance policy and one is just like the other. However, you could not be more wrong. If you do not have coverage from a broker who considers you a person and not just another policy sale, you could suffer greatly. Just because they use similar wording when they write the policy, it does not mean that you are getting the same coverage. Unfortunately, some people are left with too little coverage and others are paying for coverage that they do not need.
If a tree falls on your home in Whitby, you need to be aware of exactly how much your Homeowners Insurance policy is going to pay. You have to be confident that your broker will be there to help you weather the storm
As Your Life Changes, So Will Your Coverage Needs
Not every homeowner is in the same situation, nor will you be in the same situation in five years that you are in now. Your life is constantly changing, as are your needs and priorities.
At one point in your life, your main concern may be the price that you pay for your premium. Then there comes a time where the coverage options included in your policy are more important to you. In some cases, you will need a policy that provides you with just the right amount of coverage and meets the limits of your personal budget.
No matter what stage of life you are in now, First Durham Insurance & Financial will find a policy that fits you perfectly. They will take the time to look at your circumstances and evaluate your unique needs. They are more concerned with providing their customers with the right coverage than they are with making his next sale. This means you get the service that you deserve from a reliable broker in Whitby, Ontario.
Do not wait another minute wondering if you have a Homeowners Insurance policy that will cover you when you need it most. Simply click on the quote request button and get started right away. The peace of mind that you deserve is easier to obtain than you may realize.