Commercial & Business Property for the Businesses of Pickering, Ajax & the Durham Region

When local artists mistake your property for an open canvas.

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Product Info

Commercial Property Insurance

Whether you operate a small, mid-size or complex business, you’ll want to protect your property and physical assets against potential lawsuits.  It’s important to ensure you have the proper insurance coverage in place, customized to suit your specific business needs.

Typically when you think of commercial property insurance you visualize large buildings.  However, it’s often the smallest pieces of commercial property that are the most important to your business.  Computers, files, furniture and product inventory are often the key components, that’s why a commercial property insurance policy will help you recover the loss of any important property, both large and small.  You will be protected for the replacement cost of all of your essential property and you can customize so you can easily control your insurance costs.

It’s important to understand and review your current coverage levels, there’s always an opportunity to reduce your costs and expand your coverage!  Give us a call or click for a quote!


Maximize Discounts

All insurance companies offer discounts which can save you and your company money.  First Durham Insurance has access to all these discounts and more through all of our markets.  If you start adding up all the discounts in which you qualify, you can significantly reduce your premiums, get a quote today!

Customized Protection

Did You Know?

It’s Not About You!

Every year, hundreds of Canadian businesses close their doors following a claim that interrupts their operations.  Statistics show that over 40% of businesses that sustain a major loss cannot recover over the long term.  In these cases, the affected business will be shut down within three years.  Should claims happen, it’s best to have experts on your side.

Small businesses continue to bear a disproportionate share of the national burden of regulatory compliance.  Data reveals that the real cost of regulatory compliance is about $4.76 billion.  This equates to an average of $3,500 per business and $370 per employee.

Each year, absenteeism costs the Canadian economy more than $16 billion.  High employee absenteeism can harm your organization.  Let us help you engage and educate your employees on health, wellness and safety with customizable plans and resources, and numerous safety and awareness materials.

Get all these services, plus the guidance to navigate the complexities of insurance from a partner you can trust.  Give us a call or click for a quote!

As Your Business Evolves, So Should Your Coverage

Protecting your commercial property is critical, whether you’re in the beginning stages of your startup, or your business is already established, it’s important to protect it with the right coverage.  The experts at First Durham Insurance are here to make sure that we help you secure the coverage you need not just for today but for tomorrow too.  Take the time to talk with one of our experts, we’d be happy to help.  And because we know that during the day you are often too busy, we are happy to speak with you after hours if that’s what it takes to help you put the right coverage in place for your business.  Give us a call or click for a quote!

Have a Claim, Who’s In Your Corner?

Buying a policy is the easy part, but choosing who to deal with should take a little more thought.  Let’s face it, you’re too busy to become an expert, and that’s where we come in. As an insurance broker, we work for you, not for an insurance company.   We take the time up front to know you and what it is you need.  From there, we arrange the right coverage for you striking a balance between coverage and cost.  And… in the event of a claim, because we work for you, we are there in your corner, making sure the insurance company is delivering on the promise they made to you.  And in the event your claim gets complicated, we have a broad network of well-respected specialists in the Claims, Legal and Engineering field ready to help support your claim through the entire process, maximizing your recovery. Call us or get a quote today!


Chuck S.


“In 2001 my yard was vandalized. Marg went above and beyond what most brokers would do to convince my insurer to stick with me when I needed them most. I will always be thankful for her concern and ingenuity.”

Irving W.


“First Durham saved us thousands of dollars, time and aggravation when they secured superior options for our commercial insurance. Later, our coverage was put to the test when we experienced our first property damage claim at our U.S. location. First Durham was there every step of the way.”

Cindy M.


“Working with Marg Schmid and First Durham has been a pleasure. It has been our experience to find Marg’s excellent work ethics to be both professional and responsive to all our insurance needs and requests. We have, and will continue to recommend Marg Schmid as an ideal insurance representative for all insurance needs.”

Justo T.

General Contractor

“Thank you so much. You are amazing!!!”

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