Car & Auto Insurance for Pickering, Ajax & the Durham Region

Protection from life’s many milestones.

Get a Quote

Product Info

Auto Insurance 101

The pricing of an automobile insurance policy is fairly complicated but understanding the things that you’re in control of is simple. Yes, it is true that safer drivers with fewer claims and/or convictions pay less, but there’s more to it than that. The kind of car you drive can also have a significant impact on your rates. We find it is cheaper to insure domestic over imported vehicles, trucks are often better. There are other things that are not necessarily in your control; where you live, how your neighbours drive, or the instances of crime in your neighbourhood, all of these can have a significant impact on the price you pay for car insurance. Thankfully the experts at First Durham Insurance have a good handle on the Pickering car insurance market and are available to help find coverage for you.

Car Insurance in Pickering & Ajax

After an accident is not the time to learn what isn’t covered by your car insurance policy. With as many as 400,000 accidents happening in Ontario each year it is easy to understand the benefits of taking just a few moments to talk to a professional when purchasing car insurance in Ajax, Pickering and the surrounding area. Here at First Durham, we’ll help you avoid a great deal of frustration down the road, better yet, we’ll likely save you some money in the process.

Our licensed auto insurance brokers in Ontario are experts when it comes to finding the best auto insurance policy for you in Ajax and Pickering, Ontario. Car insurance doesn’t have to be difficult. Our experienced brokers will show you all of your options, recommend the right limits and make sure you are receiving all of the discounts you are entitled to. Because that’s the way car insurance should be. Call or click to get a quote.

What Determines Your Auto Insurance Premium?

The pricing of an Automobile Insurance policy is fairly complicated, but understanding the things that you’re in control of is simple. Yes, it is true that safer drivers with fewer claims and/or convictions pay less, but there’s more to it than that. The kind of car you drive can also have a significant impact on your rates. In our experience, our Pickering auto insurance providers find it is cheaper to insure domestic over imported vehicles, trucks are often better. There are other things that are not necessarily in your control; where you live, how your neighbours drive, or the instances of crime in your neighborhood, all of these can have a significant impact on the price you pay for car insurance. Thankfully the experts at First Durham Insurance have a good handle on the Pickering Car & Auto Insurance Market and are available to help find the right coverage for you. Call or click to get a free Pickering auto insurance quote from one of our brokers.

Discounts

Maximize Auto Insurance Discounts

All insurance companies offer discounts, some of which can reduce your premium up to 50%! Plus, when you apply for car insurance in Ajax and surrounding areas, you’ll see there is more to discounts than simply being claims-free or bundling your Home and Auto insurance together. Some carriers offer discounts to students while away at a post-secondary institution, others offer discounts for being a new customer. Don’t worry, you don’t need to know all of them. That’s where we come in. First Durham has access to all these discounts and more through all of our markets. If you start adding up all the discounts for which you qualify, you can significantly reduce your premiums – it’s that easy! Get a free Ajax car insurance quote today from our brokers in the Durham region and surrounding areas.

Car Insurance Premiums Tailored To How You Drive

Historically, how much you pay for Pickering or Ajax auto insurance is greatly influenced by how other people your age and in your neighbourhood drive. Are you sick and tired of paying for the poor driving habits of others? Through the use of technology, some insurance companies offer premiums tailored to your exact driving behaviour. Not only do you get a 10% discount just for signing up, with good driving habits, but you can also shave up to 25% off your premium. Do you want to be rewarded for your good driving behaviour? Of course you do. Contact us today for a no-obligation quote. Bad drivers need not apply!

Customized Protection

Perfect Fit

If all policies for car insurance in Pickering, Ontario are the same, why do so many claims experiences differ? Like anything in life, it’s all about execution. Unfortunately, there are carriers out there who are quick to collect your premiums but are not so great at paying claims. On the other hand, some carriers are great at paying claims and try to help make the most out of a bad experience. As expert brokers in car insurance in Pickering and the surrounding area, we know who the good companies are and who you might want to avoid. Do you know how your current carrier measures up? Call us or get a quote today!

As Your Life Evolves, So Should Your Coverage

As life changes, is your current coverage keeping up? When we buy our first car, it gives us such a feeling of freedom. Of course, for most of us, we bought a used vehicle that was affordable and purchased a basic policy that covered the basic necessities. Later on, as you start to earn more money, various life scenarios arise – you upgrade your vehicle(s) -you have children, grown children leave the house, dependent parents now live with you, or maybe you travel and spend 6 months in Florida. Has anyone told you that in all of these situations that your policy options look different? How has your policy evolved with your needs over the years? Maybe you’re dealing with the wrong insurance company. Either way, our expert brokers dealing with car insurance in Ajax and Pickering at First Durham are here to help. Call us or get a quote today!

Have a Claim, Who’s In Your Corner?

Buying an insurance policy is the easy part, but choosing who to deal with should take a little more thought. Let’s face it, you’re too busy to become an expert, and that’s where we come in. As a leading auto insurance brokerage firm in the local Pickering area, we work for you, not for an insurance company. We take the time upfront to know you and what it is you need. From there, we arrange the right coverage for you striking a balance between coverage and cost. In the event of a claim, because we work for you, we are there in your corner, making sure the insurance company is delivering on the promise they made to you. In the event your claim gets complicated, we have a broad network of well-respected specialists in the Claims, Legal and Engineering fields ready to help support your claim through the entire process, maximizing your recovery. Call us or get a quote today!

Did You Know?

How Often Do Accidents Really Happen?

For answers, we turned to the most recent published Ontario Road Safety Report. Statistics show that in Ontario there are over 10 million drivers with 9 million registered vehicles on our roads. This has resulted in over 400,000 vehicle collisions, over half of which involve personal injury and vehicle damage. Do you know how your policy will respond to your circumstances? Connect with one of our licensed experts today to ensure you are appropriately insured. Learn how easy and affordable car insurance in Pickering, Ajax and the Durham Region can be by getting a free quote with us.

Does OHIP Cover Car Accidents?

Despite what people think, OHIP or other Government agencies do not cover most of the expenses when someone is injured in a car accident. Many medical costs, especially those related to the purchase of devices, are paid for by your auto insurance. Depending on what you have purchased there are so many other costs your policy can cover, such as the costs related to looking after you, your children and dependents. Customize your policy to better suit your needs, you may or may not need this, has anyone taken the time to explain these things to you? Do you know how your current policy stacks up? Want to know more about what kinds of coverage you should be considering for your car insurance? Pickering and Ajax residents can connect with one of our licensed experts who will be happy to walk you through all of your options.

Testimonials

William B.

Amherstview, ON

“Thanks for all the years of service so far. And thanks to Stacie for her great response on our recent vehicle purchase.”

Bashat. S.

Toronto, ON

“Jacqueline does an “OUTSTANDING +++” job. She has always been there for our family. We have been clients since the 70’s. Jacqueline has always answered our questions, given us her sincere advice and recommendations and has always been very pleasant, courteous and many other wonderful qualities. She certainly is a huge asset to First Durham. Thank you Jacqueline!!!”

Paul D.

Prince Edward County, ON

Lynda has been the person that I always deal with. It is reassuring to have this long term relationship in place. Lynda has always provided excellent service and has handled all of my requests in a professional and timely manner. I know that I can depend on her to do things right.

Eleonore R.

Markham, ON

Just a little note to say how much I enjoyed our lengthy conversation. Thank you for clarifying my questions about our auto insurance policies. Again, may I say, it is a pleasure doing business with you.

Lou N.

Richmond Hill, ON

Thank you once again for all the help so far. You make everything easy. Much appreciated.

Michael D.

Mississauga, ON

“I am absolutely delighted to have Lynda as our P.I.A. She has been diligent and responsive to ALL of my inquiries – and has certainly gone out of her way to help me unravel some of the ‘mysteries’ associated with your business. Her advice has been solid and insightful – and has resulted in our saving a few dollars here and there. With a total of four cars in the fleet – every dollar counts!”

Ammara R.

Whitby, ON

Thank you so much Jacqueline. I really appreciate your quick response.

Isolyn S.

Ajax, ON

“You are the best. Love you, thank you. If they require anything further I will let you know. You are so prompt.”

Eleonore R.

Markham, ON

“Thank you very much for pointing out the limitations and exclusions, as well as sending all the policy information. Thank you also for looking after our interests, I know you are always there when we need you.”

Jennifer C.

Sales Consultant at Menzies

“Thank you! And thanks so much for being a great broker… i cannot say the same for all I deal with in a month!!! YOUR AWESOME!!”

Michael F.

Whitby, ON

“That was quick! I thought only McDonalds was that fast! Thanks for the great service!”

Get a Free Insurance Quote

Get a Quote